Terms and Conditions

Last Updated: April 9 2025

Welcome to Elevate Personal Finance LTD (Elevate). By accessing or using our website (www.elevatepersonalfinance.com), attending our events, or purchasing any of our services, you agree to these Terms and Conditions.

1. About Elevate

Elevate Personal Finance LTD ("Elevate", "we", "us", or "our") is a UK-registered company providing financial education through:

  • Free personal finance tools

  • Paid webinars and bootcamps

  • Paid offline events

📍 Registered Address: 23 Cottingham Way, Thrapston, Kettering, Northangs, NN14 4PL, United Kingdom
📜 Company Number: 15744623
📧 Email Contact: hello@elevatepersonalfinance.com

2. No Financial Advice – Educational Purposes Only

Elevate provides financial education and general financial guidance only. We do not provide specific financial advice, investment advice, or personalised recommendations.

Important Notice:

  • Our content is for educational purposes only and does not constitute regulated financial advice under the Financial Services and Markets Act 2000 (FSMA).

  • We do not assess your individual circumstances or recommend specific financial products.

  • All financial decisions you make are at your own discretion and risk.

If you require personalised financial advice, you should consult  a qualified financial adviser regulated by the Financial Conduct Authority (FCA).

3. Use of Goods and Services

3.1 Use of Goods and Services

By using Elevate’s goods, services, and content, you agree that:

  • You will not rely on our products or services as a substitute for professional financial advice.

  • You are responsible for independently verifying information before making financial decisions.

3.2 User Accounts

  • You may be required to register for an account to access our products or services.

  • You must be aged 18 or over, to register for an account or access our products or services. 

  • You are responsible for maintaining the confidentiality of your account details.

  • Your access is personal and non-transferable.

3.3. Free Personal Finance Tools

Our free tools are provided as-is and for general guidance only. We do not guarantee their accuracy, completeness, or suitability for any particular purpose.

3.4. Paid Webinars and Bootcamps

Paid educational sessions are available as one-time purchases. By registering, you acknowledge:

  • Your access is non-transferable.

  • We may record sessions for internal use.

  • No refunds are available for missed sessions.

3.5. Paid Offline Events

Tickets for in-person events are subject to availability. Once purchased, they are non-refundable unless the event is cancelled by us.

3.6 Technical Requirements

You are responsible for ensuring you have suitable internet access and devices to use or access our platform, content, goods, and services. We are not responsible for issues caused by incompatible or outdated software.

3.7 Changes to Courses

We may update or remove content, materials, goods, and services at any time to improve the user experience or due to licensing requirements.


4. Payments and Refunds

4.1. Pricing

  • All prices are listed in GBP (£) and include VAT where applicable.

  • Prices may change without notice, from time to time, but you will not be charged retroactively.

4.2. Payment Methods

Payments are processed securely through our Squarespace website using third-party payment processors.

4.3. No Refund Policy

All sales are final. We do not offer refunds for:

  • Webinars, bootcamps, or other educational content.

  • Tickets to in-person events.

  • Any other paid services.

This policy does not affect your statutory rights under UK consumer law.

4.4. Waiver of Cancellation Rights

By accessing or streaming any part of our course content, you acknowledge and expressly agree that you are providing your express consent to the immediate supply of digital content, and thus waive your statutory right to cancel the contract under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

4.5. Payment and Access

  • Payment must be made in full before accessing paid content.

  • Access is granted on a personal, non-transferable basis.

  • We may offer subscriptions, time-limited access, or lifetime access (which means for as long as we continue to operate the service).

  • We reserve the right to suspend or terminate access, at our sole discretion,  if you breach these Terms.

5. Limitation of Liability

5.1. No Liability for Financial Loss

To the fullest extent permitted by law, Elevate is not responsible nor liable for:

  • Any financial losses resulting from actions taken based on our content.

  • Any indirect, incidental, or consequential damages.

  • Any errors or inaccuracies in our materials.

5.2. No Guarantee of Results

We cannot and do not guarantee that using our services will lead to specific financial outcomes. Your financial success depends on numerous factors, including, but not limited to, your own effort, circumstances, and decisions.

6. Intellectual Property

All Elevate content—including webinars, tools, and materials—is owned by us and protected under UK copyright and intellectual property laws.

  • You may not reproduce, distribute, or share our content for commercial purposes without our express written consent.

  • You may not copy or redistribute our tools, webinars, or any other content without explicit permission.

  • Please respect our work. If you find value in what we offer, invite others to join Elevate rather than sharing our content without permission.

  • Your use of our content, goods, and services, is for personal, non-commercial purposes only.

7. Privacy and Data Protection

We process personal data in compliance with UK GDPR and the Data Protection Act 2018. Please review our Privacy Policy for details on how we handle your data.

8. Changes to These Terms

We reserve the right to update these Terms, without notice, from time to time. The latest version will always be available on our website. Continued use of our services after updates constitutes acceptance of the revised Terms.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales.

  • All legal matters will be handled under the laws of England and Wales.

  • Any disputes shall be resolved in the courts of England and Wales.

10. Contact Us

For any questions about these Terms, contact us at:
📧 hello@elevatepersonalfinance.com